Email us: cloanprograms@gmail.com

About Us


cloanprograms@gmail.com

202-438-6211 phone
202-800-0024 fax
Investors/ Private Hard Money Loans

Welcome to our Loan Help blog. Also visit the #1 USDA Loans financing source for Virginia, Maryland, and Washington DC single-family residential properties.

We are a private direct lender – perfect for the real estate investor who needs no hassle short term financing for residential acquisition, rehab and closing cost funds.

Some features of our lending programs include:
Up to 100% financing possible depending on the deal
LTV up to 50%-65% of After Repaired Value
Approvals are quick – usually within 5 days of submission
Close fast – usually 7 to 10 days after approval
Six month or twelve month balloon terms
No monthly payment on six month loans (partial payment required in MD and DC)
No employment verification
No minimum credit score requirement (credit report will be reviewed prior to loan review)
No income verification (no W-2Â’s, pay stubs or tax returns)
No pre-payment penalty
Very favorable rates and fees
Great for fix-and-flips, pre-foreclosures, etc
No owner-occupied loans – investors only!

Needloanhelp.com will be conducting progress inspections on your property. These inspections are mandatory, and are checking for the timeliness of the work being done on the home. Progress inspections will occur every 3 to 5 weeks. You must put a lock box on the home with a code we will provide you.

Please browse our web site - youÂ’ll agree that Needloanhelp.com will be your #1 residential hard money lender of choice for your next investment.

Loan Checklist

Needloanhelp.com will help you streamline the application process to get your loan reviewed in a timely manner. Our documentation requirements are focused primarily on the property being acquired, so you avoid the extensive paperwork and personal financial information usually required by banks and mortgage brokers. The following documents are required for a loan application:

Loan Request Form
At least three comparable sales to establish your sale value Copy of ratified sales contract for the property Plans/Specs of home to be built Time table of completion/GANTT chart Digital photos of the land and surrounding area

Our friendly loan officers will assist you in compiling your loan application – just give us a call.

In addition to our usual business of lending hard money to real estate investors, we also offer to partner with our clients on rehab/resell projects.

Joint ventures can be a good option if:

-You don't want to put too much cash into the deal
-You don't have a lot of experience with rehab jobs
-You want to partner with us to see how we handle a deal
-You want access to our contractors and other team members
-You don't trust your own deal underwriting (this is a big one)

If you are interested in exploring a Joint Venture,
contact us here: cloanprograms@gmail.com